Phil
> The government
> is not borrowing to fund spending. The alternative would be tax cuts do you
> think the people getting the tax cuts are less inclined to spend than the
> people who getting the money via government spending? I agree that
> growth of central government size is a worry but in perspective, the increase
> is small.
>  
Correct it taxes it citizenry, A few points here Phil,

1/ Who said you have to have tax cuts (thou I wouldn't mind), the tax
thresholds are not even inflation adjusted (but benefits are)
so we have had to bear 10 years of tax creep, thou because if you are
middle class and well behaved you get WFF, and Save and you
get KS bribes. If you are childless and middle class you get screwed

2/ 20 Billion increase in govt spending not small! 20%+ increase in
numbers, Kiwisaver alone added another 400! (and thats only the start)

>  I also find that its impossible to find suitable
> people inside NZ so of course we are bringing more immigrants in.
>  
So they can work for a Govt dept? Get real, when you have the largest
employer in NZ increase its staff what do you think will happen?

Neven

>  
>> As for KS, do i want to sign away 8%-12% of my income for the next 10+
>> years into badly managed funds
>>    
>
> Is there a well managed fund? Some of the offering look pretty competitive.
> I am still making by mind but it seems that with combination of other
> investments and KS, this has to be worth looking at. If the funds dont
> do well, then time for holiday. however I am only 15 years out from retirement
> so pretty much got that sorted.
>
> ----------------------------------------------------------
> Phil Scadden, GNS Science Ltd
> 764 Cumberland St, Private Bag 1930, Dunedin, New Zealand
> Ph +64 3 4799663, fax +64 3 477 5232
>
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